A beneficiary can be any person or entity you choose to receive the benefits of your retirement account after you die. If you do not designate any beneficiaries or the beneficiaries you designate die before you, benefits will be paid as mandated by your plan document or as allowed by your retirement plan. Please consult with your employer or Plan Administrator for additional information.
Before electing your beneficiaries, please confirm the following:
You can update or add additional beneficiary(ies) any time after enrollment.
Our hours are Monday-Friday, 8 A.M. to 9 P.M. ET.
Customer Service Associates are available to help you complete your enrollment. They can help you understand the enrollment process, how your plan works, and what options you have.
Please note, Customer Service Associates are unable to provide investment advice.
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Nuestro horario es de lunes a viernes de 8 a.m. a 9 p.m., hora del este.
Los Representantes de Atención al Cliente están disponibles para ayudarlo a completar su inscripción. Ellos pueden ayudarlo a entender el proceso de inscripción, cómo funciona su plan y qué opciones tiene usted.
Tenga en cuenta, los Representantes de Atención al Cliente no pueden proveer asesoramiento de inversiones.
Please review the following documents prior to enrolling in your retirement plan. They contain important information about your employer-sponsored retirement program and the investment options the plan makes available to you.
You must have Adobe Acrobat Reader installed on your computer/device to view online documents in a PDF format.*
Participant Disclosure Booklet
Funds Grouped by Asset Class
Investment Information - Disclosure and Glossary of Terms
Investment Performance Update
Morningstar Agreement, Privacy Notice and Form ADV Part 2A and Part 2B
Morningstar Summary and Fee Disclosure
Participant Fee Disclosure
Qualified Default Investment Alternative Initial Notice
Voya's Excessive Trading Policy
Privacy Notice
* You can receive a paper copy of a document free of charge by calling your retirement plan's toll free phone number and requesting it from the customer contact center, or by submitting a request in writing.
To better understand the investment options please carefully review this additional information document about types of investment risks, as well as a glossary of termsand statistics found on the fund fact sheets. The document also provides instructions about how to obtain any underlying fund prospectuses.
Any insurance products, annuities and funding agreements that you may have purchased are sold as securities and are issued by Voya Retirement Insurance and Annuity Company ("VRIAC"). Fixed annuities are issued by VRIAC. VRIAC is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC ("VIPS"). Neither VRIAC nor VIPS engage in the sale or solicitation of securities. If custodial or trust agreements are part of this arrangement, they may be provided by Voya Institutional Trust Company. All companies are members of the Voya family of companies. Securities distributed by Voya Financial Partners, LLC (member SIPC) or other broker-dealers with which it has a selling agreement. All products or services may not be available in all states.
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