Your plan offers the option of choosing your own investment elections or selecting a model portfolio through the Employers Savings Plan service. A model portfolio is an investment portfolio specifically designed to help you maintain a well-diversified account that suits your individual needs and risk tolerance levels. Each investment portfolio available under your plan is tailored to a different level of risk tolerance. Using diversification as a part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss in declining markets.
Selecting You Own
If you wish to select your own investments, you must do so under the "Change Elections" menu item in the "Manage Investments" located under the Accounts menu option above.
Your Portfolio Election
If you elect a model portfolio from the list displayed, your future contributions (across all money sources) will be allocated in accordance with the model portfolio you select and your current account balance will be rebalanced according to that allocation. In addition, your account will continue to be automatically rebalanced according to the schedule defined on the following screen.
Additional Information
To better understand the investment option information provided to you, please carefully review this additional information about types of investment risks and glossary of terms and statistics found on the fund fact sheets. Documentation will also provide instructions about how to obtain any underlying fund prospectus.
Once you select the desired portfolio from the list, click "Continue" to see the details of your selected model portfolio, including the allocation made to each fund contained within the model and the automatic rebalance schedule.
