Loan Payments

Please confirm your loan payment election according to the information below.

Payoff the following loans

Automate regular payments for active loans

By clicking the "I Agree" button below you are authorizing the Company Savings Plan to withdraw funds from the deposit account described above (the "Deposit Account") in order to make both a one-time payment and automated recurring payments.

1. You are authorizing the Company Savings Plan to withdraw funds from the Deposit Account and to initiate a payment to your employee benefit plan account ("Plan Account") in order to make a loan payment in the payoff amount provided above under "Pay off the following loans" (or, if multiple payoff amounts are provided under such section, in the sum of the payoff amounts). The funds will be withdrawn from your Deposit Account within the next two business days. You agree that you remain responsible for making the loan payments described above in the event that there are insufficient funds in your Deposit Account to cover the amount of the loan payments. You authorize the Company Savings Plan to withdraw funds from the Deposit Account either by (i) initiating an electronic funds transfer or (ii) drawing a draft against the Deposit Account on your behalf and presenting it to your bank for payment. You also represent that you are authorized to sign checks and withdraw funds from the Deposit Account. Your authorization under this Paragraph 1 cannot be withdrawn once you choose "I AGREE."

2. You are also authorizing the Company Savings Plan to withdraw funds from your Deposit Account and to initiate payments as described above under "Automate recurring direct debit payments for active loans" into your Plan Account in order to make payments for amounts due under the respective Plan Account Loan Agreement(s), including, without limitation, principal and interest payments. Funds will be withdrawn from your Deposit Account on the day a payment is due under the respective Plan Account Loan Agreement(s), or if that day is not a business day, on the last business day before such payment is due. You agree that you remain responsible for making loan payments in the event that there are insufficient funds in your Deposit Account to cover the amount of the loan payments. You authorize the Company Savings Plan to withdraw funds from the Deposit Account either by (i) initiating an electronic funds transfer or (ii) drawing a draft against the Deposit Account on your behalf and presenting it to your bank for payment. You also represent that you are authorized to sign checks and withdraw funds from the Deposit Account. You may withdraw your authorization under this Paragraph 2 only by providing notice to the Company Savings Plan Administrator at CitiStreet in writing. The withdrawal will take effect after the Company Savings Plan and the banking institution holding your Deposit Account have had a reasonable opportunity to act on it.

I Agree      Cancel

Loan payment transactions cannot be cancelled once you choose Submit.

• To process this transaction, click Submit. To return without processing this transaction, click Cancel.